California Credit Services Organization Registration Lawyer.
California Credit Services Organization Registration and compliance Lawyer.
California Credit Repair License.
Alan Abergel, Esq. is an attorney licensed by both the State Bar of Texas and the State Bar of California.
We also provide Texas Credit Service Organization Registration services.
Credit Repair Organizations Act. This Act, Title IV of the Consumer Credit Protection Act, prohibits untrue or misleading representations and requires certain affirmative disclosures in the offering or sale of “credit repair” services. The Act bars companies offering credit repair services from demanding advance payment, requires that credit repair contracts be in writing, and gives consumers certain contract cancellation rights. The Federal Trade Commission is charged with ensuring compliance with the requirements of the CROA with respect to credit repair organizations pursuant to the Federal Trade Commission Act. In addition, the chief law enforcement officer of a state or a designated state official or agency may bring an action to enjoin violations of the CROA, and to recover damages for which the person is liable to state residents as a result of the violation. The CROA does not annul, alter, affect, or exempt any person from complying with any state law except to the extent that the law is inconsistent with a provision of the CROA, and then only to the extent of the inconsistency.
Under the California Credit Services Act of 1984, anyone who wants to operate as a credit services organization (CSO) in the state of California, needs to obtain a Certificate of Registration from the California Department of Justice. Every credit services organization shall file a registration application with, and receive a certificate of registration from, the Department of Justice before conducting business in California.
LEGAL SERVICES WE PROVIDE:
Assistance with obtaining a Certificate of Registration from the California Department of Justice.
Drafting contracts and documents to comply with the California Credit Services Act of 1984, Credit Repair Organizations Act, and other applicable California and federal laws.
Advice concerning the California Credit Services Act of 1984, Credit Repair Organizations Act, and other applicable California and federal laws.
Representation of California Credit Services Organizations and credit repair companies in transactional and administrative matters.
Representation in investigations and enforcement actions before the California Department of Justice, the Federal Trade Commission, and CFPB.
We do not represent consumers. We only represent California Credit Services Organizations and credit repair companies. (companies operating from California or serving California customers)